英语作文大学生网上贷款
College Students Online Loans
In recent years, Internet lending platforms have targeted college students, and have gradually infiltrated the campus in the form of loan platforms, campus installment shopping platforms and e-commerce platforms, and university campuses have become the turf of competition for online lending platforms. The harm of campus network loan is great, college students should avoid contact with this kind of thing.
Don't think the campus loan how good one thing, take other people's money, oneself enjoy, in advance, in fact, for the actual situation of the campus loan the rates, want to repay the campus loans, tend to be outside the principal and interest off several layers of skin: in addition to borrowing has produced intermediary fees, fees, agency fees, part of the platform detained the deposit, etc., also including overdue high penalty rates and management fees, various.
College students are a special vulnerable consumer group, with a large number and concentration. College students' consumption concept is advanced, and their consumption expenditure is endless. They are a group with only consumption without income, weak awareness of financial risk prevention, poor self-control ability and lack of credit evaluation.
Students should improve their safety awareness, establish a rational consumption concept, consciously stay away from online lending behavior, to avoid blind consumption risks. Students should attach great importance to personal privacy and confidentiality, beware of being used by criminals, and committing online lending without knowing it.
College students troubled by the campus network loan debt, gradually become the focus of social debate, campus net loan like only invisible "hand", hurt many students, and even tragedy, campus net loan is aimed at a strong consumer demand of college students, some black enterprise fictional censorship, irregularities, crazy beach campus, to make profits, but let innocent students in debt.
The above are my thoughts and experience of college students' campus network loan, but
also suggest that college students seriously study finance, network security knowledge, calling on the majority of students to "do not engage in, do not assist, do not encourage" bad network lending activities, so that the concept of rational consumption deeply rooted in the people.